On October 18th, a number of major banks announced a reduction in the listing interest rate of RMB deposits this morning. The last round of national commercial bank deposit interest rate cuts began on July 25th, and the listing interest rates of major state-owned banks for 1-year, 2-year, 3-year, and 5-year deposit and withdrawal deposits fell to 1.35%, 1.45%, 1.75%, and 1.80%. Calculated from this, the three-year deposit interest rate is reduced by 0.25 percentage points. If 200,000 yuan is dep...